Terms & Conditions

1. Definitions

In these Terms & Conditions, the following definitions apply:

• "Platform" — the Rudra FX Pool website, mobile interface, and all associated services operated by Rudra Nigerian Services Ltd.
• "Company", "We", "Us", "Our" — Rudra Nigerian Services Ltd, a company registered in the Federal Republic of Nigeria.
• "Investor", "User", "You" — any individual who creates an account and invests on the Platform.
• "Investment" — funds deposited by an Investor into a Pool Plan.
• "Pool" — the combined capital of multiple investors managed collectively by the Company's trading team.
• "Target Return" — the percentage monthly return stated for each plan, which is a target based on historical performance and is not guaranteed.
• "Wallet" — your on-platform balance, including deposited funds, profit payouts, and referral commissions.
• "Lock-in Period" — the 3-month period during which your invested principal cannot be withdrawn.

2. Eligibility & Account Registration

To use this Platform you must:

• Be at least 18 years of age.
• Be a Nigerian citizen or resident with a valid Nigerian bank account.
• Provide accurate and truthful registration information.
• Successfully complete KYC verification as required.
• Not be prohibited from using the Platform under Nigerian law or any other applicable law.

You are permitted to hold only one (1) account. Creating multiple accounts is strictly prohibited and will result in permanent suspension of all associated accounts and forfeiture of balances pending investigation.

You are responsible for maintaining the confidentiality of your login credentials. You are solely responsible for all activity that occurs under your account. Notify us immediately at support@rudraservices.name.ng if you suspect unauthorised access.

3. Investment Plans & Returns

Rudra FX Pool offers five investment plans:

• Starter — ₦10,000 to ₦99,000 · 5% target monthly return
• Growth — ₦100,000 to ₦499,000 · 8% target monthly return
• Premium — ₦500,000 to ₦1,999,000 · 12% target monthly return
• Elite — ₦2,000,000 to ₦9,999,000 · 15% target monthly return
• Global — ₦10,000,000 to ₦50,000,000 · 20% target monthly return

All stated return rates are targets only. They are based on historical Forex pool performance and are not contractual obligations. The Company does not guarantee any specific return in any month. Actual monthly returns depend entirely on Forex market performance and may be higher, lower, zero, or negative.

Monthly profit payouts are calculated at the end of each calendar month and credited to your wallet within 5 business days. You may withdraw profit payouts at any time subject to the withdrawal rules in Section 4 and 6.

4. Deposits & Withdrawals

Deposits

All deposits are made via bank transfer to the Company's designated account as displayed in the Platform. After transferring funds, you must upload proof of payment. Deposits are credited to your wallet upon verification, typically within 30 minutes to 2 hours on business days. The Company reserves the right to reject any deposit that cannot be verified or that is associated with suspicious activity.

Withdrawals

Withdrawal requests can be submitted from your dashboard. You must have a verified bank account saved to your profile. Withdrawal processing takes 1–3 business days. Monthly profit payouts may be withdrawn at any time. Invested principal may only be withdrawn after the 3-month lock-in period on that investment expires.

The Company reserves the right to request additional verification before processing large withdrawals. Withdrawals may be delayed during platform maintenance or high-volume periods.

5. Lock-in Period

All investment plans carry a mandatory 3-month lock-in period from the date the investment is activated. During this period:

• Your principal (invested amount) cannot be withdrawn.
• Your monthly profit payouts are credited to your wallet and may be withdrawn freely.
• The lock-in period cannot be shortened, waived, or transferred.

After the lock-in expires, you may withdraw your principal, roll it into a new investment, or upgrade to a higher plan. Early withdrawal requests will be declined by the system.

6. Withdrawal Limits & Locks

To maintain platform sustainability and protect all investors, the following withdrawal limits apply:

• Each investor is limited to 3 withdrawal requests per calendar month.
• Upon submitting a 4th withdrawal request within a calendar month, the account's withdrawal access is automatically locked.
• A withdrawal lock can be resolved in one of three ways: (a) the investor makes a new deposit of any amount, which automatically unlocks withdrawals; (b) the investor submits a formal unlock request to the Company and the admin team manually reviews and unlocks the account; or (c) the lock remains in place until the following calendar month, at which point the counter resets.
• The Company reserves the right to adjust monthly withdrawal limits at its discretion with 7 days' notice.

7. KYC & Identity Verification

All investors must complete Know Your Customer (KYC) verification before activating investments or making withdrawals. KYC requires submission of a valid government-issued ID (National ID Card, Driver's Licence, International Passport, or Permanent Voter's Card) and a selfie photograph. Submissions are reviewed manually within 2–24 hours on business days.

The Company reserves the right to request additional documentation at any time. Providing false, forged, or misleading KYC documents is a criminal offence and will result in immediate account termination and referral to relevant Nigerian authorities.

KYC data is handled in accordance with our Privacy Policy and applicable Nigerian data protection laws.

8. Referral Program

Investors may refer new users to the Platform using their unique referral code. Referral commissions are credited to the referrer's wallet upon the referred user's first activated investment. Referral commission rates are displayed in the Platform's Referral section and are subject to change.

The referral program is strictly for genuine personal referrals. Self-referrals (creating a second account to refer yourself), artificial referral chains, and any form of referral manipulation are prohibited and will result in forfeiture of all referral earnings and account suspension.

9. Risks & Disclaimers

Investment Risk: Forex pool investment is a high-risk financial activity. You may lose part or all of your invested capital. The Company does not guarantee positive returns in any month.

Not a Bank: Rudra FX Pool is not a licensed bank or deposit-taking institution. Funds held on the Platform are not covered by NDIC deposit insurance.

No Financial Advice: Nothing on this Platform constitutes financial advice. Investment decisions are made entirely at your own risk. We strongly recommend you seek independent financial advice before investing.

Market Risk: Forex markets are highly volatile and are affected by global economic events, central bank decisions, geopolitical developments, and other factors beyond the Company's control.

By investing, you acknowledge that you have read and understood the full Risk Disclosure and accept all associated risks.

10. Account Suspension & Termination

The Company reserves the right to suspend or permanently terminate your account if you:

• Provide false or misleading registration or KYC information.
• Create multiple accounts.
• Attempt to manipulate the referral program.
• Engage in any prohibited activity listed in Section 11.
• Fail to cooperate with verification or compliance requests.

Upon suspension, the Company will conduct a review. If suspension is upheld, any outstanding legitimate balances will be returned after deducting any amounts owed to the Company, subject to applicable law.

11. Prohibited Activities

The following are strictly prohibited on the Platform:

• Money laundering, terrorist financing, or any other illegal financial activity.
• Providing false identity information or impersonating another person.
• Hacking, attempting to access other users' accounts, or interfering with Platform security.
• Using the Platform for any purpose other than legitimate personal investment.
• Creating multiple accounts or manipulating the referral system.
• Circumventing withdrawal limits or account restrictions through technical or other means.

12. Limitation of Liability

To the maximum extent permitted by Nigerian law, the Company shall not be liable for: (a) any loss of investment resulting from Forex market performance; (b) any indirect, incidental, or consequential losses; (c) loss of profits, data, or business opportunity; (d) service interruptions caused by technical failures, maintenance, or force majeure events.

The Company's total liability to you for any claim shall not exceed the principal amount of your active investment at the time of the claim.

13. Governing Law & Disputes

These Terms are governed by the laws of the Federal Republic of Nigeria. Any dispute arising from these Terms or your use of the Platform shall first be subject to good-faith negotiation. If not resolved within 30 days, disputes shall be referred to arbitration under the Lagos Court of Arbitration Rules, with proceedings conducted in English in Lagos, Nigeria.

14. Amendments to These Terms

The Company reserves the right to update these Terms at any time. Material changes will be communicated via email and a Platform notification at least 7 days before they take effect. Continued use of the Platform after the effective date constitutes acceptance of the updated Terms.

15. Contact

For questions about these Terms, contact us at:

• Email: legal@rudraservices.name.ng
• Support: support@rudraservices.name.ng
• Address: Rudra Nigerian Services Ltd, Uyo, Nigeria